Sitting for hours a day? You need critical illness insurance.

If you have to spend many hours sitting, you need critical illness insurance. It’s for real, no jokes. It is a well-known fact that prolonged passive sitting contributes to many serious diseases and shortens life expectancy. Numerous studies have stated that a sedentary lifestyle with little or no physical activity is worse that smoking.

“Screen time” is a modern term for the hours we spend looking at the screens of our computers, tablets, smartphones, and TVs. Excessive screen time is linked to negative health consequences

A person living a sedentary lifestyle is often sitting or lying down while engaged in an activity like reading, socializing, watching television, playing video games, or using a mobile phone/computer for much of the day. A sedentary lifestyle can potentially contribute to ill health and many preventable causes of death.

Sedentary living is a global problem that leads to a higher risk of heart disease, diabetes, and cancer among those who sit for most of the day. It may be deadly in the long run — even if you exercise daily.

In the article published in the “Annals of Internal Medicine”, Toronto researchers stated that prolonged sedentary behaviour was associated with a 15-20% higher risk of death from any cause; a 15-20% higher risk of heart disease, death from heart disease, cancer, death from cancer; and as much as a 90% increased risk of developing diabetes [1]. This analysis was based on pooled data from 41 international studies.

According to a report by The Conference Board of Canada – “Moving Ahead: The Economic Impact of Reducing Physical Inactivity and Sedentary Behaviour”, getting just 10% of Canadian adults to sit less and move more would reduce Canada’s health care costs by $2.6 billion and inject $7.5 billion into the Canadian economy by the year 2040 [2].

Alternative chairs – the active sitting chairs – are less dangerous to health. There are lots of offerings on the market that you can choose from. But anyway, buying a critical illness insurance policy is really crucial today.

Critical illness insurance offers help paying costs associated with life-altering illnesses. The coverage ranges from $25,000 up to $2,000,000 and can be for 10 years, to age 65, to age 75, or to age 100 (permanent coverage). The premium will be returned to you if you do not claim after 10 years or by age 75.

Please contact me if you have questions about critical illness insurance or to get a quote for the plan that you are interested in. It’s absolutely free and you are under no obligation to accept the quote you’ll receive.


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Please let us know how we can help. Whether it is a free no-obligation quote or just a question – we will be happy to provide you with detailed answers.

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