Super Visa Insurance

Medical Emergency Insurance for Visiting Parents and Grandparents

Parents and grandparents of Canadian citizens and permanent residents have an option for visiting Canada and may be eligible to apply for the Parent and Grandparent Super Visa to enjoy visiting their family in Canada for up to two years without the need to renew their status.

If your parent or grandparent gets sick or has an accident while visiting Canada, the Government of Canada does not pay for hospital or medical services for them. The SUPER VISA is specially designed for parents and grandparents to provide them with medical emergency services.

Difference between the Parent and Grandparent Super Visa and a Visitor Visa

• The Super Visa and a multi-entry Visitor Visa both provide multiple entries for a period up to 10 years.
• The key difference is that the Super Visa allows an individual to stay for up to 2 years on each entry into Canada, while a 10-year multiple entry visa would have a status period for each entry of 6 months only.
• A single-entry super visa is also available, if the applicant would prefer one.

Highlights:

• It is mandatory to get the Super Visa medical emergency insurance before your parent or grandparent comes to Canada
• The first 2 months of premium plus the $50 policy fee will be charged with the Super Visa application
• Allows changing the effective date before start of coverage
• The Super Visa should be purchased from a Canadian insurance company
• A minimum coverage must be of $100,000

• Policy should be valid minimum for 1 year
• If your parent / grandparent decides to stay for more than one year, then you will need to purchase a new policy 8 days before the expiry of the old policy
• Low monthly payments
• 100% Refund if a person for any reason is denied a visa and refused to entry to Canada
• Partial Refund: If a person leaves Canada before one year is up, they can get a refund on the unused balance if there are no pending claims and the balance owing is more than $25. (However, some insurance companies will give a refund for unused full months paid for, even if a claim has been submitted)

Coverage:

• Health care, hospitalization, and repatriation in case of unexpected, unforeseen sickness or injury, which requires immediate medical treatment (it may be flu, fever, stroke, broken leg, etc.)
• Unexpected complication of a stable pre-existing chronic condition (if policy covers stable pre-existing medical conditions)

Most Super Visa insurance plans are for medical emergencies only. However, some insurance companies offer comprehensive insurance in addition to the coverage for medical emergencies:

• Annual check-up: Just like you can go to your family doctor for an annual check-up, the same way your parents can also go for an annual check-up and use the benefit up to $250 for the doctor visit or lab tests, etc.
• Eye Exam: Once a year, you can get eyes examined up to $100 benefit and can be a routine checkup
• Vaccines: Up to $100 for vaccines

To ask questions, or learn more about how the Super Visa medical emergency insurance works, or to buy the Super Visa policy, please:

• call at 416-822-2698
• email at info@insurancestoronto.ca or olga.ryjkova@gmail.com