Travel insurance for visitors to Canada

Whether it’s for work, studies, tourism, or visiting your loved ones, visitor insurance coverage is vital to protect you from the moment you arrive to Canada. Medical emergency insurance for visitors to Canada covers emergency medical and dental costs in case of illness or accident.

When Visitors to Canada insurance is purchased PRIOR to arrival in Canada, coverage becomes effective on the day you arrive. Don’t take any chances by waiting to buy visitors to Canada insurance AFTER you arrive.

Buy visitor insurance online on the website
Who should buy visitors to Canada insurance?
  • Tourists
  • Foreign students and international workers
  • Individuals applying for a super visa
What does visitor insurance cover?

There are a few options for emergency medical coverage: $50,000, $100,000 or $150,000 CAD and usually they include the following:

  • Physicians’ fees, prescription drugs and hospitalization fees for a semi-private room
  • Emergency repatriation, when necessary and based on the medical condition of the insured, subject to approval by the travel assistance medical team and the attending physician at the destination
  • Up to $2,000 for emergency dental treatment following an accident
  • Up to $1,000 for accommodation and meals if your return is delayed due to a medical emergency
  • Up to $300 per profession for specialized services prescribed by a physician (physiotherapy, chiropractic, osteopathy, podiatry)
  • Covers side trips outside of Canada*

If you’re visiting Canada or hosting guests from another country, better buy protection from costly medical expenses that require emergency hospitalization or emergency medical treatment, including COVID-19.

Can you extend you visitor to Canada insurance?

Usually, you can. But make sure you do this before the expiry date of the policy.

Does Visitors to Canada insurance cover COVID-19?

Yes, as long as you were not diagnosed with the COVID-19 infection nor had symptoms of it before the effective date of your contract.

A plan to quarantine for 14 days

When you arrive at the air, land or sea port of entry, a border officer will assess your health. If you have symptoms of COVID-19, you won’t be allowed to enter Canada.

Having a plan to quarantine for 14 days is a must when you arrive in Canada. This plan is mandatory, even if you have no symptoms. If you don’t have a plan, you may not be allowed to enter the country.

How long can I stay in Canada as a visitor?

Most visitors can stay for up to 6 months in Canada.

If you’re allowed to enter Canada, the border services officer may allow you to stay for less or more than 6 months.

  • If so, they’ll put the date you need to leave by in your passport. They might also give you a document.
  • If you don’t get a stamp in your passport, you can stay for 6 months from the day you entered Canada or until your passport expires, whichever comes first.
  • If you need a stamp, you can ask a border services officer for one. If you arrive at an airport that uses primary inspection kiosks, ask the border services officer after you finish at the kiosk.
Can you extend your visitor visa?

If you want to stay longer than your authorized stay, you should apply for an extension at least 30 days before the authorized end of your stay.

You can help a family member or friend apply to visit Canada

Anyone who plans to visit Canada must apply from outside of Canada before they travel. So, you can help. If they need a visitor visa, you may provide your family member or friend with a letter of invitation in support of their visa application. A letter of invitation can help, but it does not guarantee the person will get a visa.

Do you need visitor insurance if you are a refugee?

If you are a convention refugee (a “protected person”) you may be eligible for OHIP. Convention refugees are exempt from the 3-month waiting period for OHIP.

how can we help you?

Please let us know how we can help. Whether it is a free no-obligation quote or just a question – we will be happy to provide you with detailed answers.


Please let us know how we can help. Whether it is a free no-obligation quote or just a question – we will be happy to provide you with detailed answers.

Free, no obligation quote