Medical Emergency Travel Insurance for Snow Lovers

For snow lovers, winter is a magical time. From carving down ski slopes to gliding across frozen lakes, there’s no shortage of thrills when snow blankets the great outdoors. But whether you’re hitting the powder in Whistler, taking on Ontario’s snowmobile trails, or enjoying an icy vacation abroad, the excitement of winter sports comes with risks. That’s where non-medical travel insurance plans swoop in like a guardian angel.

This article explores two must-have insurance options for winter enthusiasts: Medical Emergency Travel Insurance and Accidental Fracture Travel Insurance. With accidental fracture insurance costing as little as $7 a month, these plans are an easy way to keep the frosty fun worry-free. Let’s dive in (or ski down!) and explore why these plans are the ultimate travel companion for snow lovers.

Why Every Snow Lover Needs Non-Medical Medical Emergency Travel Insurance

Winter adventures are exhilarating but unpredictable. Icy terrains, high-speed descents, and sharp turns on a snowmobile may all lead to unforgettable experiences – or, in the worst-case scenario, a trip to the emergency room. Non-medical travel insurance plans provide the safety net you didn’t know you needed, ensuring you can focus on the thrill while leaving the worries behind.

Plan 1: Medical Emergency Travel Insurance

What Is It?

Medical Emergency Travel Insurance is your go-to plan for those unexpected health hiccups while traveling. Whether you’re skiing, snowboarding, or even just enjoying a snowy vacation, this plan ensures that any emergency medical expenses are covered.

What It Covers

• Emergency Medical Care: Hospital stays, physician visits, and other treatments.
• Ambulance Services: Land or air—whatever gets you to care fastest.
• Air Evacuation: For severe cases, this ensures you’re flown back home or to a nearby hospital.
• Coverage for Pre-Existing Conditions: Some plans include coverage for pre-existing medical conditions, so long as they’re stable at the time of travel.

Why Snow Lovers Need It

Accidents happen. A bad fall on a ski hill, frostbite during an unexpected storm, or even altitude sickness while mountain trekking—these scenarios can ruin your trip and drain your wallet. Medical care abroad, especially in the U.S. or Europe, can be prohibitively expensive. Having insurance ensures you’re covered, no matter what comes your way.

Plan 2: Accidental Fracture Travel Insurance

What Is It?

If Medical Emergency Travel Insurance is your lifeboat, Accidental Fracture Travel Insurance is your inflatable vest. Specifically designed for active travelers, this plan covers the costs associated with broken bones while you’re out enjoying the winter wonderland.

What It Covers

• Expenses related to fractures caused by accidents.
• Emergency care costs for treating broken bones.
• Follow-up treatment or therapy, depending on the plan.

The Best Part? Only $7 a Month!

For the cost of a fancy coffee, you can have peace of mind that you’re covered in case of a fracture. It’s a small investment for a big safety net.

Why Snow Lovers Need It

Winter sports can be as dangerous as they are exhilarating. Slipping on ice, taking a tumble on a black diamond run, or crashing on a sled – it only takes one wrong move. With this plan, you can enjoy the slopes without worrying about costly mishaps.

The Perfect Combo for Winter Adventurers

The best part? These two plans complement each other beautifully. While Medical Emergency Travel Insurance covers general health emergencies, Accidental Fracture Insurance focuses on one of the most common injuries in winter sports: broken bones. Together, they provide comprehensive protection for every snowy scenario.

Who Can Benefit From These Insurance Plans?

These non-medical travel insurance plans are ideal for:

Winter Sports Enthusiasts: From seasoned skiers to rookie snowboarders, anyone venturing onto the slopes can benefit. These plans provide peace of mind for those braving steep hills and icy conditions.

Families on Snowy Vacations: Planning a family ski trip? Protect everyone from the youngest sledder to the oldest skier. Accidental Fracture Insurance, in particular, is a great safety net for children and older family members.

Active Retirees: For retirees exploring winter destinations, whether locally or internationally, these plans ensure that any unexpected medical expenses don’t derail their golden years.

Snowmobile Adventurers: Snowmobiling is thrilling, but it comes with risks. These plans ensure you’re covered in case of mishaps.

Creative Ways to Gift These Insurance Plans

Travel insurance might not sound like the most festive gift, but for snow lovers, it’s incredibly thoughtful. Here’s how to make it fun and personal:

• Themed Gift Basket: Create a snow-themed gift basket with essentials like hand warmers, ski goggles, and a travel-size first-aid kit. Add the insurance policy as the star of the show.
• Customized Greeting Card: write a cheeky note: “For all the times you don’t stick the landing – Merry Christmas!”
• Pair It with Winter Gear: Combine the insurance with a practical winter accessory, like insulated gloves or a cozy scarf. It’s both thoughtful and useful.

Fun Facts about Winter Travel and Insurance

• Winter sports injuries are common! According to the Canadian Institute for Health Information, over 10,000 Canadians are hospitalized yearly due to winter sports injuries.
• Ski trips abroad can be expensive. Medical costs in the U.S. or Europe for fractures or emergency care can skyrocket, sometimes exceeding $50,000.
• Accidental Fracture Insurance is rare but valuable. At just $7 a month, this plan is one of the most cost-effective ways to protect yourself.

Give the Gift of Safety and Peace of Mind to Your Loved One

When you give the gift of non-medical travel insurance, you’re not just offering a piece of paper – you’re providing peace of mind, security, and freedom. It’s a way of saying, “I care about your adventures and your safety.”

For just $7 a month, Accidental Fracture Travel Insurance is an affordable way to protect against the most common mishaps in winter sports. Paired with Medical Emergency Travel Insurance, it’s a complete package for any snow lover.

So this winter, whether you’re skiing, snowboarding, or simply enjoying the beauty of Ontario’s snowy landscapes, don’t let the risks overshadow the fun. Get covered, stay safe, and make the most of the season.

Because when it comes to winter adventures, the only thing you should break is your personal best – not your bones.