NEW No Medical Exam Life Insurance – Express Elite
- June 1, 2021
- Posted by: olinsadmin
- Categories: Critical Illness, Disability Insurance, Health Care Ontario, Life Insurance Ontario, Retirement
For those in excellent health, the new No Medical Exam Life Insurance Express Elite is a great option.
Who should consider Express Elite Term Life Insurance?
Express Elite Term Plan is for ages 18 – 60 years, in excellent health and looking for a reliable no medical required term life insurance plan at the lowest rates for up to $750,000 in coverage. Best of all, you could be protected in just under a day.
Coverage
New no medical term life insurance – Express Elite – provides coverage for a fixed period of time for either 20 or 30 years.
- The coverage is immediate with no waiting period.
- Term 30 Year policy is renewable for an additional term period of 20 years up to age 80 without having to provide evidence of insurability.
- Both Term 20 year and Term 30 year are convertible to age 70.
- For level term insurance plans, the coverage amount will never decrease for the life of the policy, whether that is 20, or 30 years.
- The premiums quoted when the policy is issued are guaranteed not to change for the life of the policy.
20 Year Term Life insurance for 18-50 years old
- Minimum coverage $100,000
- Maximum coverage $750,000
- Renewal Period to age 80
- Convertible to age 70
Optional benefits:
- Accidental Death Benefit
- Child Term Benefit
- Hospital Cash Benefit
- Critical Illness Rider
20 Year Term Life insurance for 51-60 years old
- Minimum coverage $100,000
- Maximum coverage $500,000
- Renewal Period to age 80
- Convertible to age 70
Optional benefits:
- Accidental Death Benefit
- Child Term Benefit
- Hospital Cash Benefit
- Critical Illness Rider
30 Year Term Life insurance for 18-50 years old
- Minimum coverage $100,000
- Maximum coverage $750,000
- Renewal Period to age 80
- Convertible to age 70
Optional benefits:
- Accidental Death Benefit
- Child Term Benefit
- Hospital Cash Benefit
- Critical Illness Rider
A 10 Day Free Look Guarantee
Satisfaction guaranteed or your money refunded: your policy includes a 10 Day Free Look Guarantee that gives you 10 days from the date you receive your policy, to review it and decide if it is right for you. If you decide to return your policy in those 10 days, you will get your premium refunded, no questions asked.
And there is more!
In addition, your no medical exam life insurance Express Elite policy may include a number of non-contractual member benefits such as:
- an online document preparation service helps create customizable wills, powers of attorney and healthcare directives.
- competitive scholarships for tuition for higher learning worth up to $8000
- a renewable higher learning scholarship worth up to $6000 per year for four years for children of deceased members
- emergency grants to provide short term, temporary financial assistance to members affected by significant personal hardship, disaster or large-scale emergency
- a monthly payment for orphans up to the age of 18 upon the death of both parents
- money management assistance to provide confidential financial help by accredited counselors
Please contact me for more information.